Money blogger, Laura Turner, talks about how to maximise your budget and still enjoy a wellness hack or two.
We all know that money is tight for a lot of people this year, but helping Spabreakers to take control of our budget and make every pound count while still enjoying a wellness hack or two is money blogger, Laura Turner, aka, the Thrifty Londoner.
The best way to save money is to create a realistic and achievable budget. Once you’ve got that nailed down, you can spend less and save more. The key is to know your numbers, know exactly what you earn, spend, and owe on a monthly basis.
Lots of people end up wasting money by not planning spending in advance. Whether that’s convenience food purchases, last minute travel bookings or next day delivery services. I’m sure most of us can think of a time when we’ve spent money we didn’t want to spend, just because we needed a last minute gift, outfit, or taxi!
Pay yourself first! When you get paid (whether that’s weekly or monthly), pay some money into your savings account immediately. This is the best way to save because that money is 'out of sight, out of mind.' If you save money at the end of the month, it’s more difficult and you’re likely to spend less.
Buying a few 'special' products to use at home. They can either be slightly more expensive items than your everyday products, or more elaborate products that you don’t use every day (perhaps a hair mask, serum, or exfoliator). When you do take the time out to use them, it creates a wellness experience at home, on a budget!
Seeking out the best deals, discount codes and cashback are all easy ways to get more for your money everyday, without having to restrict yourself. Whether it’s on groceries, wellness, or Christmas shopping, there are discounts to be found everywhere!
Divide your Christmas budget into sections. For example you could split your budget between gifts, socialising, food, and travel. Assign each category its own budget (you could also set a budget for each individual gift recipient), and vow to stick to it.
Plan ahead, score deals and discounts where possible, and most importantly of all - don’t be afraid to have conversations about money with your loved ones if you need to.
My best recommended wellbeing investment would be to make space in your budget for something that is going to have the biggest impact on your overall health. For example that might be a regular appointment with a chiropractor, or if you lead a stressful lifestyle, it might be a monthly spa break to relax and switch off.
I think you have to prioritise your long-term health goals, and think about what is going to have the greatest impact. For me that has been things like working with a nutritionist for tailored advice on managing specific health issues with diet.
For me, it has to be a full body massage. You can’t beat that total relaxation and bliss that follows!
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